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Which Contract do you think is better?...

Discussion in 'Buying and Selling DVC' started by FatalSports, Apr 12, 2017.

  1. FatalSports

    FatalSports Member

    Joined:
    Apr 12, 2017
    Messages:
    7
    First Name:
    Samir
    First post here!

    We've been looking into buying DVC membership for a little while. We've come across what we think is 2 good deals...what would you all recommend based on your previous experience/ownership.

    Both are at Saratoga Springs...

    OPTION 1
    160 Pts, $87 per pt.
    2015 160 banked pts - must be used by Dec 1, 2017
    2016 160 pts - can be banked or used (IF banking, must bank by July 1, 2017)
    2017 pts come Dec 1

    OPTION 2
    180 Pts, $78 per pt.
    2016 180 banked pts - must be used between August 1, 2017 - July 31, 2018
    2017 pts come August 1


    What do you feel is the better option? Overall price is pretty similar...one you get 20 pts more per year, the other you get 160 extra banked pts (even though they have to be used this year).

    We live in Florida, so we would be using the resorts more than likely in off-mid peak season - not high peak. We also wouldnt be generally using this to pre-plan a vacation months and months in advance. It would more be like same month or next month planning.

    Please let me know what you think and thank you in advance!!!
     
  2. Maleficent

    Maleficent Veteran Member

    Joined:
    Jan 24, 2016
    Messages:
    485
    DVC Since:
    2014
    It takes about 3 months from offer/acceptance to receive points. Some have been quicker but plan approx. 3 months for trip planning purposes.

    You're lucky you can drive, but I have to fly. For me to be able to use the banked points by 12/1, would be very tough. So if I was buying I'd go with option 2 as it's more points, less per point buy in, and more time to use banked points.

    I'm sure more will pipe in with better scenarios but that's my quick take. Good luck!
     
  3. magicaldisney

    magicaldisney Elite Member Staff Member Moderator

    Joined:
    Jan 18, 2016
    Messages:
    2,792
    DVC Since:
    2007
    First Name:
    Lori
    Welcome to DVCinfo Samir! I agree with Maleficent and would go with option #2. More points and lower buy in would sell it for us as well. The banked points wouldn't help us because we wouldn't use them before the expiration date. However, you can rent them out.
     
  4. DVC Mike

    DVC Mike Administrator Staff Member Administrator

    Joined:
    Jan 13, 2016
    Messages:
    2,105
    DVC Since:
    2007
    First Name:
    Mike
    I would go with option 2.
     
  5. Disney13

    Disney13 Veteran Member

    Joined:
    Feb 4, 2016
    Messages:
    438
    DVC Since:
    2014
    First Name:
    Lori
    Option 2 is the best. More bang for the buck.

    [​IMG]
     
  6. 3 DD love princesses

    3 DD love princesses Elite Member

    Joined:
    Feb 5, 2016
    Messages:
    1,254
    DVC Since:
    2015
    If they are both still available I'd go with 1 and offer a lower price per point. Then you could use the points by dec or rent them out. Good luck
     
  7. FatalSports

    FatalSports Member

    Joined:
    Apr 12, 2017
    Messages:
    7
    First Name:
    Samir
    I asked and they will not lower the price per pt...

     
  8. Granny

    Granny Master Member

    Joined:
    Feb 1, 2016
    Messages:
    890
    DVC Since:
    2001
    First Name:
    Tom
    Option 2 gets my vote.

    Rather than looking at the condition of the points in the contracts the first couple of years, I would focus on 20 more points per year for decades to come. I'd take the long term benefit over any short term issues.
     
    Disney13 likes this.
  9. magicaldisney

    magicaldisney Elite Member Staff Member Moderator

    Joined:
    Jan 18, 2016
    Messages:
    2,792
    DVC Since:
    2007
    First Name:
    Lori
    Even more reason Option 2 seems to be a better option. Good luck on your decision. Keep us updated on what you decide!
     
  10. FatalSports

    FatalSports Member

    Joined:
    Apr 12, 2017
    Messages:
    7
    First Name:
    Samir
    I've had some people tell me that trying to book Disney a few months out is probably not going to work?

    We'd book 1-3 months out during the non-peak DVC times (January, May-June, Late Aug, Sept-Early Nov, and Early Dec...basically Adventure to Dream Season), we will not be able to get the resort, room, or view we want?

    Most of the time we will probably want to book at Animal Kingdom Studio with a SV view, though we would also prob like to experience Polynesian, Saratoga, and Bay Lake at a few times during our membership.

    Is the consensus that this is more than likely not going to be possible 1-3 months out?
     

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